Terms of Service

Review the terms that apply when using our website, requesting insurance guidance, or interacting with our team and service materials.

Last Updated: February 27, 2025

Agreement Overview

Please review these terms carefully before using our website or requesting insurance-related guidance.

1. Agreement to Terms

By accessing this website or requesting information from our team, you agree to these Terms of Service and to any applicable laws and regulations that govern your use of the site.

These terms apply to visitors, leads, clients, and anyone who uses the website or communicates with our team through site forms.

2. Intellectual Property Rights

All website content, branding, design elements, educational materials, and service descriptions remain our property unless otherwise stated.

  • Content may not be copied or republished without permission
  • Our trademarks and branding may not be used in a misleading way
  • Educational site content is provided for personal informational use
  • You may not present our materials as your own

3. Information You Submit

When you complete a quote request, consultation form, or contact form, you agree to provide information that is accurate and current so we can respond appropriately.

Important Notice

Providing incomplete or inaccurate information may affect our ability to review eligibility, compare plans, or respond to your request.

4. Prohibited Activities

You may not use the website in a way that disrupts access, misuses submitted forms, or interferes with our ability to provide information to other users.

Scraping or mass-copying site content
Submitting false, misleading, or fraudulent information
Attempting unauthorized framing, impersonation, or misrepresentation
Trying to gain unauthorized access to systems or stored data

5. Disclaimers

Information on this website is provided for general educational purposes and should not be treated as legal, tax, or individualized insurance advice without a direct consultation.

We do not guarantee that:

  • Every plan shown will be available in every market or zip code
  • Displayed information will remain unchanged after a carrier update
  • Website content alone is enough to determine eligibility or enrollment status
  • All site functionality will always be uninterrupted or error-free

6. Limitation of Liability

To the extent permitted by law, we are not liable for indirect or consequential damages resulting from website use, reliance on incomplete information, or carrier decisions outside our control.

7. Indemnification

You agree to hold us harmless from claims or losses arising from misuse of the website, false information submitted through forms, or violations of these terms.

8. Termination

We may restrict or suspend access to website tools or communications if we believe the site is being misused or these terms have been violated.

9. Governing Law

These terms are governed by the laws applicable in the jurisdiction where our business operates, without regard to conflict-of-law provisions.

10. Changes to Terms

We may update these terms from time to time. Any revised version will be posted on this page with an updated effective date.

Continuing to use the website after updates are posted means you accept the revised terms.

Questions About Terms?

If you have questions about these terms or how they apply to our website and services, please contact our team.

Contact Support